Does Workers’ Compensation Cover Burn Injuries?

Burn injuries at work are sometimes severe, leading to long-term pain and suffering, permanent scarring, and even loss of employment. These injuries may significantly affect your life, whether caused by exposure to chemicals, fire, or machinery. If you’ve suffered a burn injury at work in Texas, you can claim coverage from workers’ compensation.

At Dale R. Rose, PLLC, we are dedicated to helping people in Texas recover compensation for their injuries, including burn injuries. With decades of experience, our team is ready to assist you through every step of your workers’ compensation claim.

Workers’ Compensation Benefits for Burn Injuries in Texas

In Texas, workers’ compensation is designed to cover medical expenses, lost wages, and rehabilitation costs for employees who suffer injuries at work, including burn injuries. Whether your injury is the result of a workplace accident or exposure to harmful substances, workers’ compensation should provide the financial support you need to recover. If your burn injury results in permanent disability, workers’ compensation may also provide additional benefits.

However, there are limits to what workers’ compensation will cover. For example, while workers’ compensation will pay for medical treatment, it may not cover all long-term care expenses. Also, if the actions of a third party caused the injury, you may be entitled to file a separate personal injury lawsuit.

What Are Common Causes of Burn Injuries in Texas Workplaces?

Burn injuries occur in many different industries and workplaces. Some of the most common causes of workplace burns include:

• Fire and explosions: Accidents involving flammable materials or equipment may lead to severe burns
• Chemical exposure: Employees working with chemicals may suffer burns from spills, splashes, or leaks
• Electrical accidents: Contact with faulty electrical equipment may lead to electrical burns
• Hot surfaces or equipment: Industrial workers, chefs, and other employees working near hot surfaces are at risk of burn injuries

The cause of your injury is essential in determining whether your burn injury qualifies for workers’ compensation benefits. If you were burned due to negligence by your employer or another party, additional legal options may be available to pursue compensation.

What’s the Process of Filing a Workers’ Compensation Claim for Burn Injuries in Texas?

First, you must report your injury to your employer, ensuring they know the situation. Then, you must file a claim with the Texas Division of Workers’ Compensation. The insurance carrier will evaluate your claim, including the medical documentation and other evidence, to discover the extent of your injury and the coverage you should receive.

While the process may seem straightforward, there are many pitfalls to watch out for. For instance, the insurance company may try to diminish the value of your claim or deny it altogether. This is where a knowledgeable workers’ compensation lawyer’s guidance is invaluable. They will help you ensure you get the benefits you deserve.

When Workers’ Compensation May Not Be Enough

Although workers’ compensation benefits are designed to help you recover from burn injuries, there are situations where they may not fully cover your needs. For instance, if your burn injury leads to significant long-term disabilities, the compensation from workers’ compensation may not be enough to cover your lost wages or ongoing medical treatment.

In these cases, pursuing a personal injury lawsuit may be an option. If your injury was caused by a third party—such as a manufacturer of faulty equipment or a contractor—you may be able to sue for additional damages.

Consult With an Experienced Texas Workers’ Compensation Lawyer Today

If you’ve suffered a burn injury at work, it’s essential to have a skilled attorney on your side. At Dale R. Rose, PLLC, we’re dedicated to protecting the rights of injured workers in Texas. With over 25 years of legal experience, Dale R. Rose has the knowledge to help you work through the workers’ compensation system and secure the compensation you need to recover from your burn wounds.

We know how overwhelming burn injuries are, primarily when they affect your ability to work and provide for your family. Let us help you get the financial support you need to recover and move forward. Contact Dale R. Rose, PLLC, today to schedule a free consultation. Reach us at (972) 634-ROSE (7673) or by completing our contact form.