What to Do If My Texas Employer Doesn’t Have Workers’ Compensation Insurance?

When you get hurt on the job in Texas, you might expect that your employer’s workers’ compensation insurance will kick in to cover any expenses relating to your injury. However, depending on the employer type and situation, this might not always be an option. The team at Dale R. Rose, PLLC has extensive experience helping employees that find themselves in this very situation. As a premier Texas workers’ compensation lawyer, we know how important it is to have someone on your side when you get hurt at work and don’t have access to the resources you need to recover fully.

Our knowledge of Texas employment law, especially where workers’ compensation is concerned, has helped many people in your position. We know the ins and outs of Texas workers’ compensation law and can help you hold those responsible for your injury accountable.

Texas Workers’ Compensation Laws

Texas does not require most private employers to maintain workers’ compensation insurance, though one notable exception is any company contracting with a government entity. Texas law stipulates that companies who opt not to maintain a workers’ compensation policy relinquish their rights to protection from litigation for those injured at work. State law also stipulates that employers without this kind of insurance cannot argue in court that employee negligence caused the injury, nor can the company argue that the employee knew of the dangers and engaged in the task anyway.

Texas employers that opt to forgo workers’ compensation insurance must also post notices to this effect in the workplace, tell new employees in writing that the company does not offer workers’ compensation protections, and file an annual notice with the Texas Division of Workers’ Compensation.

What to Do If You Are Injured in a Workplace That Does Not Offer Workers’ Compensation

If you have been injured in the workplace of an employer that does not offer workers’ compensation, the first thing you should do is seek medical attention and document everything. Your next step is calling a Texas workers’ compensation lawyer that can guide you through the process of filing a claim against your employer to cover the expenses associated with your injury.

At Dale R. Rose, PLLC, we believe that you should not be punished for the lack of workers’ compensation protections in your workplace. The expenses associated with your injury in addition to any pain and suffering that you may have experienced are the negligent party’s responsibility in this situation.

Schedule a Free Consultation with a Reputable Texas Workers’ Compensation Lawyer

When dealing with a workers’ compensation claim, it can be hard to know who to trust. This is one of the reasons our clients choose us. With 30 years of experience, we’ve more than proven ourselves with a strong history of successful outcomes and clients who can rely on our expertise. If you are dealing with a workers’ compensation issue and an employer who does not necessarily have your best interests at heart, look no further than the top Texas workers’ compensation lawyers at Dale R. Rose, PLLC.

Schedule a free consultation to talk through your case and to provide you with sound legal guidance. Call (972) 634-7673 or visit us online to learn more.