Legally Reviewed by Dale R. Rose on October 12, 2026
A collision with a commercial truck is different from an ordinary crash. A loaded tractor-trailer may weigh many times more than a passenger vehicle, and the force of impact often leaves drivers and passengers with serious injuries, long recoveries, and mounting bills. Drivers in Allen share US Highway 75, State Highway 121, and surrounding roads with commercial traffic, and a truck wreck may change daily life in a matter of seconds.
Dale R. Rose, PLLC provides personal injury representation to Allen residents with 27 years of experience and 165 first chair jury trials. Dale R. Rose has represented both injured people and insurance companies over the course of his career, which gives him insight into how trucking companies and their insurers evaluate claims. Every client works directly with Dale rather than being handed off to a case manager.
Time-Sensitive – Texas Law Limits Your Window to File
Texas generally allows two years from the date of a truck wreck to file a personal injury claim.
Free consultations. 27 years of experience. 165 first chair jury trials.
Why Truck Wrecks Cause Such Severe Injuries
A fully loaded commercial truck needs more distance to stop and carries far more weight than the vehicles around it, which means the force of a collision often falls hardest on the people in the smaller vehicle. According to the Texas Department of Transportation, commercial motor vehicles were involved in more than 39,000 crashes across Texas in 2024.
Injuries in truck collisions may include fractures, traumatic brain injuries, spinal cord damage, internal injuries, and burns. Recovery may involve surgery, extended rehabilitation, and time away from work. This information is general in nature and does not replace the advice of a qualified medical provider, who is the only person who may diagnose an injury or determine what caused it.
Common Causes of Truck Wrecks
Truck wrecks rarely have a single cause. Factors that may contribute to a collision include the following.
- Driver fatigue or violations of federal hours-of-service limits
- Distracted driving, including phone use while operating the truck
- Speeding or following too closely for the weight of the load
- Improperly loaded or unsecured cargo
- Poor maintenance of brakes, tires, or steering components
- Driving under the influence of alcohol or drugs
- Inadequate driver screening or training by the trucking company
- Defective truck parts or equipment
Identifying which of these factors played a role may shape who is responsible and how a claim is valued.
Who May Be Held Liable
Unlike many car collisions, a truck wreck may involve more than one responsible party. Depending on the facts, liability may extend to the truck driver, the trucking company that employed or contracted the driver, the company that loaded the cargo, a maintenance provider, the owner of the truck or trailer, or a parts manufacturer. When passenger vehicles are involved, a truck wreck may also overlap with car wreck claims, and a truck may strike a person on foot in what becomes a pedestrian wreck claim.
Commercial carriers are often covered by larger insurance policies than individual drivers, and more than one policy may apply to a single wreck. Identifying every responsible party matters because it may affect the total coverage available to pay for injuries. Texas follows a comparative liability rule, which means you may still recover compensation if you share some responsibility, as long as you are not found more than fifty percent at fault. Your recovery would be reduced by your percentage of fault.
Evidence That May Matter in a Truck Wreck Claim
Trucking cases often depend on evidence that is held by the trucking company rather than the injured person. Examples include the truck’s electronic data recorder, often called a black box, driver logs, inspection and maintenance records, the police report, dashcam footage, and photographs from the scene. Trucking companies may overwrite or discard some of this information over time, so contacting an attorney early may allow a request to preserve it to be made before it is lost.
Insurance adjusters for trucking companies may contact injured people quickly and ask for recorded statements. Declining to give a statement until you have spoken with an attorney may help protect your claim.
Compensation That May Be Available
Depending on the facts and the severity of your injuries, compensation after a truck wreck may cover current and future medical expenses, lost wages, loss of earning capacity, out-of-pocket costs, pain and suffering, disfigurement, emotional distress, loss of enjoyment of life, and loss of consortium. When a family member has died, a wrongful death claim may also include funeral costs.
How Dale R. Rose Approaches Your Case
Dale R. Rose begins by learning the facts of the wreck and what evidence exists before any demand is made. This may include obtaining the police report, identifying which companies were involved, and reviewing records connected to the driver and the truck. Because Dale has tried cases from both sides of the courtroom, he understands what evidence the defense will look for and how trucking insurers evaluate claims.
Dale R. Rose represents injured people throughout North Texas and handles truck wreck cases through his McKinney practice and for clients in Plano and neighboring communities.
What to Do After a Truck Wreck
The steps taken immediately after a collision with a truck may significantly affect the outcome of a claim. If you are physically able, consider the following actions.
- Call 911 so that police and emergency medical services respond to the scene
- Seek medical treatment right away, even if you feel your injuries are minor
- Photograph the vehicles, the truck’s markings and company name, road conditions, and any visible injuries
- Collect the driver’s name, the trucking company’s name, and insurance information
- Ask any witnesses for their contact information
- Avoid giving a recorded statement to any insurance company before consulting an attorney
Acting quickly may help preserve evidence that could otherwise be lost.
Statute of Limitations for Texas Truck Wreck Cases
Under Texas law, a person injured in a truck wreck generally has two years from the date of the collision to file a personal injury lawsuit. If a family member was killed, the two-year window for a wrongful death claim generally begins on the date of death.
Missing this deadline may permanently bar the right to recover compensation, regardless of how serious the injuries are. Certain circumstances may affect the timeline, so speaking with an attorney as soon as possible is the safest course. TexasLawHelp.org provides a plain-language overview of Texas filing deadlines.
Frequently Asked Questions
Do I have a valid truck wreck case in Allen?
If a truck driver’s or trucking company’s careless or negligent actions caused or contributed to the wreck that injured you, you may have grounds for a claim. An attorney may review the facts of your case and advise whether pursuing compensation is appropriate.
What is the deadline to file a truck wreck lawsuit in Texas?
Under Texas law, you generally have two years from the date of the wreck to file a personal injury lawsuit. Waiting too long to act may permanently bar your right to compensation.
How much does it cost to hire a truck wreck attorney in Allen?
Dale R. Rose, PLLC offers free consultations. Most truck wreck cases are handled so that you do not pay attorney fees unless a recovery is obtained on your behalf.
Can a trucking company be held responsible for a driver’s actions?
In many cases, an employer may be held responsible for a driver’s negligence while the driver was working. Whether that applies depends on the facts, including the relationship between the driver and the company.
Can family members file a claim if someone died in a truck wreck?
Texas law allows certain surviving family members, such as a spouse, children, or parents, to bring a wrongful death claim. The two-year deadline generally runs from the date of death.
Does it matter where in Collin County the truck wreck happened?
Texas law applies in the same way throughout the state, but the location of the wreck may affect which law enforcement agency prepared the report and which county’s court may hear a lawsuit. An attorney may review where the wreck occurred and explain what that may mean for your claim.
With 27 years of experience and 165 first chair jury trials, Dale R. Rose has practiced law in courtrooms across more than 50 counties in Texas. He has represented injured people and insurance companies, and clients work directly with him throughout the process.
If you were hurt in a truck wreck in Allen, Texas, reach out to Dale R. Rose, PLLC for a free consultation. Call (972) 634-ROSE (7673) or contact us online to discuss your case and learn about your legal options.